🚪 Arizona man on disability for 25 years asks Ramsey show for help

Good morning. A mountain lion set off panic in the upscale Pacific Heights district of San Francisco before it was tranquilized three times, tied up and shipped out of town. The story should serve as a warning that, yes, some wealthy neighborhoods really are that hostile to newcomers.

Here’s what we’re covering today:

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President Donald Trump is sending a stark warning about the evolving relationship between two major trading partners.

“China is successfully and completely taking over the once Great Country of Canada. So sad to see it happen,” Trump wrote in a recent post on Truth Social.

During a recent trip to China, Canadian Prime Minister Mark Carney reached a “preliminary agreement in principle” aimed at easing trade barriers.

“If Canada makes a deal with China, it will immediately be hit with a 100% Tariff against all Canadian goods and products coming into the U.S.A.” Trump wrote on Saturday.

A day later, Carney moved to clarify Canada’s position, stressing that Ottawa is not pursuing a free trade agreement with Beijing. Still, Trump struck a notably bleak tone in his assessment of Canada’s direction, arguing that the country is “systematically destroying itself.”

This back-and-forth underscores how quickly geopolitical shifts can spill into trade policy — with potential ripple effects for inflation, supply chains and financial markets. For investors, it could be a wake-up call: When global power shifts, it pays to have something solid in your corner.

Planning for retirement raises many questions. Have you considered how much it will cost, and how you’ll generate the income you’ll need to pay for it? For many, these questions can feel overwhelming, but answering them is a crucial step forward for a comfortable future.

Start by understanding your goals, estimating your expenses and identifying potential income streams. The Definitive Guide to Retirement Income can help you navigate these essential questions. If you have $1,000,000 or more saved forretirement, download your free guide today to learn how to build a clear and effective retirement income plan.

Discover ways to align your portfolio with your long-term goals, so you can reach the future you deserve.

When American special forces extracted leader Nicolás Maduro from Venezuela, the U.S. Federal Aviation Administration closed airspace over parts of the Caribbean — resulting in hundreds of canceled flights and major disruptions.

Travelers were briefly stranded, many surprised to learn their travel insurance didn’t cover them in this situation.

Recent geopolitical events — including talk of invading Colombia, Cuba and Greenland — have rattled travel markets. They’ve also reignited concerns about what travel insurance covers, particularly amid political unrest, civil disturbances or acts of war.

Travelers could find themselves in a precarious situation trying to get home and paying thousands or tens of thousands of dollars to do so.

Here’s what you need to know about the limits of travel insurance and how to protect yourself.

Living just above the poverty line can weigh heavily on an individual, and for millions of Americans with disabilities, that financial balance is not just temporary; it’s a daily grind.

As of 2023, the poverty threshold income for an American is $14,891 per year. For recipients of Social Security Disability Insurance, their monthly average check of $1,358.30 puts them just above that line.

Dan from Mesa, Arizona, has been living on this line for 25 years. A recent caller to The Ramsey Show told hosts George Kamel and Ken Coleman that he wants out, but he does not know where to start.

“I'm trying to uplevel, but the thing is, I have to get off Social Security for the first time since 2000, which is somewhat terrifying,” Dan said.

Here’s what the hosts recommended, along with some tips that may help anyone trying to break a long-term cycle of financial hardship.